If you don’t list someone who does something very relevant and this person may be your reviewer he may be not amused about that because that means that you regard him as not as relevant or he may interpret it like that so be aware of whom you cite it’s on the one inside also cite novel work although of course the dates are 1994 1991 but this is just because this paper is an old paper to show that you don’t only side works at a 10 or 15 years old because it may mean that you’re actually addressing an outdated problem a problem that has already been solved so make sure you cite also novel papers in here then usage I’d whatever what the relevant conferences are of the target audience that you’re expecting so you need to know that which which community you’re going to meet you make sure you dress this community also referencing to their works. Learn how to target your audience with Edusson.
There are things some old stuff you may cite and the also important important thing is what people sometimes fail to do is limit the number of self citations so don’t talk always how great you are you can relate to the key approaches where one of your authors is also an author but you succeed substantially limit that to a certain number of small number of officers about South citations okay now we are done now we come to the core part we have the internet right we have the introduction we have the related work in the citations and now we come to the technical part what should the technical part what are the goals of the technical part the first thing is you want to describe the work that you have done to others in video case you do it in a way that others can reimplemented ease replicate your results or both actually replicating the results may even be harder than re-implementing that depends on the approach so this is a key goal this should be a technical documentation of what you have done that allows others to replicate that that should be the clear goal what if no one else is able to replicate your result.
That’s our first pretty frustrating fathers and certain people make flame in the end then what your report is not right but you simply lied when writing report something you would like to avoid you know to introduces work in the technical section you may describe some of the frontier foundations which are necessary to understand that work so you may wrap up with a few words what-whatever how a camera works if you present a new sender which is based on camera technology you may repeat with a few sentences what are the basic principles of the camera and the model or the basic mathematical model that you’re using you should do that also describing your approach was giving enough technical details but that’s kind of a critical thing.
Let’s talk about the structure of the SI now I’m going to talk a little bit more and then eventually I’m going to get you guys to do some work for me but I think to start this lesson to really get the the opinion essay topic going I’m going to have to to do more speaking than usual okay so as far as the structure goes I’m sure most of you know the basic essay structure and a couple of you may have even been in some IELTS classes that I put together and you’ll see some things that are similar there too but the structure of your basic essay structure is introduction one paragraph and then your body which we’ll say has three paragraphs and then your conclusion which is one paragraph.
This is your basic essay structure now the introduction is really always going to be one paragraph the conclusion is always one paragraph the body can be as many paragraphs as you need it to be right because some essays are 250 words some are 500 some are 2,000 some are well 10,000 right so it really depends on how long the essay is okay so you you can add as many body paragraphs in there as possible now today our focus is going to be on the introduction all right roses asking is it right that argumentative essay has three patterns um possibly but I’m not sure if I would even limit it to that there are different different possibilities I would say for the argumentative essay Rosa you could again if you want to get more specific there I’ll try to answer that question as well so again this is your basic structure it could vary it could be two paragraphs it could be as many paragraphs in the body as you need okay.
But today we’re going to be focusing on the introduction because that’s really that’s an important part of the essay okay mmm I know I’m always talking about about food here yeah but this is your basic essay I think for some of you I’ve put this up here before that your basic essay is like a delicious hamburger right a delicious burger where you’ve got the the intro here in the conclusion here but the meat all the good stuff is in the middle right your your arguments all your defense your reasons your details everything is in the middle of this delicious burger but you still do need a good strong introduction otherwise you’re just going to get all of that cheesy stuff all over yourself you’re going to be a mess okay so that’s the importance of having a nice introduction yeah not hamburger but you need that strong you guys are getting hungry I’m sorry yeah so this is your your basic essay structure and really when you think about the the ideas themselves the introduction the body of the conclusion it really should be going from the more general ideas.
Reading was my first love. Ever since I joined the hype that was Twilight, my nose has always been in a book. I would save up every penny to buy a new book every week and start reading it as soon as I got out of the bookstore. I even bought four books with me on my first out of the country trip since I can’t last without reading anything. I became one of the best college essay writers. E-books weren’t a thing back then so I have this bookshelf that just keeps piling up, I have to get a bigger one.
I was in a little, tiny bubble back before reading. I had this very innocent, pure ideas about how love, family, life, friends, etc. works. No complications at all. Then I got thrust into these worlds where every chapter was surprising. I was hooked. A little obsessed, too. Just in 2013, I finished more than 150 books from my Goodreads reading challenge.
Sad to say that by 2014, I rarely pick up and read a book – not to say I stopped hoarding them, because I didn’t. My to-read list keeps growing, but I can’t do anything about it because of the requirements I need to finish so I can graduate. Then after graduation, I set off to find a job. Then, I found a job. I have very little time to sit down and finish a book series. I think I’ve read only around 20 books this year.
Last month, with work easing up a bit, I started to read again. And man, I was back to being hooked. I finished around 13 books, 5 series. I’ll be writing my thoughts and a short summary of the books I’ve read below. I’ll try to keep it short.
The Young Elites, The Rose Society (The Young Elites Trilogy)
Adelina Amouteru is a survivor of the blood fever. Adelina’s black hair turned silver, her lashes went pale, and now she has only a jagged scar where her left eye once was. Her cruel father believes she is a malfetto, an abomination, ruining their family’s good name and standing in the way of their fortune. But some of the fever’s survivors are rumored to possess more than just scars—they are believed to have mysterious and powerful gifts, and though their identities remain secret, they have come to be called the Young Elites.
“I pledge myself to the Rose Society until the end of my days, to use my eyes to see all that happens, my tongue to woo others to our side, my ears to hear every secret, my hands to crush my enemies. I will do everything in my power to destroy all who stand in my way.”
It’s so hard to be in the head of a “villain-in-training”. It’s like the roles are reserved and suddenly the antagonist is the protagonist. I did get her point, though. I emphasized with her and while not wholly agreeing with how she acts, I know that the other “group” is also not wholly good. This is a change in perspective that is refreshing. I have a feeling this series will not end the way I want it to be, but I’ll still be hopeful. Marie Lu’s works are great. Rating: 4/5 for both books.
This is a world where your whole standing is determined by your blood – red or silver. The Reds are commoners, ruled by a Silver elite in possession of different powers. Enter Mare Barrow who discovers that, despite her red blood, she possesses a deadly power of her own – a power that will undermine the standing that Silvers hold dear. Everything’s not silver and red anymore and betrayals and lies are much more common than you think.
“I am the king and you could’ve been my Red Queen. Now, you are nothing.”
I have to admit that I read this because I was intrigued by the cover. Fortunately, I ended up loving the book, as well. Was it completely unique from the other dystopian novels/trilogy? Nope. I don’t think any series is unique anymore because every single idea is almost used. I did, however, not see the ending coming. I thought it will just be one of those love triangle stories, but it’s not. Yay! I’m definitely looking forward the second book (and I hope the cover will be just as good or better.) Rating: 4.5/5.
The Selection Series.
For thirty-five girls, the Selection is the chance of a lifetime. The opportunity to escape the life laid out for them since birth. To be swept up in a world of glittering gowns and priceless jewels. To live in the palace and compete for the heart of the gorgeous Prince Maxon. But for America Singer, being Selected is a nightmare. It means turning her back on her secret love with Aspen, who is a caste below her.
“No, I’m not choosing him or you. I’m choosing me.”
It started off good enough but as I go on the next book to next book, I like it less. There are times where I want to slap America and Maxon silly because, duh, it’s obvious you like each other. Still, it’s good enough for me to finish the first three books since it was originally a trilogy and their love story is finished. The fourth book, I liked the least because of the main character’s attitude – see, I even forgot how to spell her name. I might read the fifth book if they continue the character development from the last chapters of The Heir. If not, I won’t bother with it anymore. Rating: 3/5. 4/5 for The Selection, 3.5/5 for The Elite, 4/5 for The One, 2.5/5 for The Heir.
Shatter Me Trilogy
“I tried so hard to fix what I’d ruined. I tried every single day to be what they wanted. I tried all the time to be better but I never really knew how.”
Just like The Selection series, the first book offers so much promise and didn’t deliver it in the end. Don’t get me wrong. The book was still good – I still recommend it, kinda. The storyline was good. It’s just, towards the end, I think the characters are… out of character. That’s my main issue with this series. It’s like they’re suddenly a different person on the third book! Still, I already re-read this series twice so there’s that. I’ll also still watch the movie/series when it gets produced. Rating: 3.75/5. Shatter Me: 5/5. Unravel Me: 4/5. Ignite Me: 3.5/5.
As you noticed, I’m currently on a dystopian spree. Not sure if I’ll continue that towards this month. I’m still currently on the hunt to prioritize which books I’ll be checking off my to-read list for this month. I might also keep this monthly book reads a new series on my blog.
What’s on my iPhone; Richel Goes Places It’s no secret just how much I love my iPhone and the numerous apps it have especially when I go on a download spree. (Yes, I downloaded more than 20 apps in two separate occasions now.) I also like snooping around on what people have on their own so I decided to post my own essential list of iPhone apps. I currently have 77 apps on my iPhone – not counting the default apps that are already installed (and can’t be deleted). A third of those are games, though. Still, I know I should be deleting some soon. Maybe even after this post so I have an idea which ones I’m actually using. Without further ado, here’s what’s on my iPhone: Twitter – I’m most active in this social media site. This is where I get updates from bands, actresses, friends, and other bloggers. My parents are also not on Twitter so… Hahaha! Facebook/Instagram – I only do a post every other day on both these social media sites but these is where I get my information on news, promos, events, etc. I also get major inspiration from Instagram. Microsoft Outlook – Am I the only one who thinks iPhone’s mail app sucks? Because it does! I decided to transfer to Outlook and now I get all my mails on real time. I can also combine my Gmail and Yahoo! accounts in here. Bloglovin’ – I mostly read blog posts through Bloglovin’. Way easier than going through every single blog that I like. Which reminds me, if you have a Bloglovin’ account, kindly comment below. I’d love to follow you. iBooks – For the bookworm on the go! When I’m bored or have free time to kill, I can catch up on my reading from this app. Viber/Skype – Hallelujah for apps like this. I can get in touch with my Dad that’s away on Singapore anytime I want to. Also, free messaging with friends and other family members. I reckon this would be even more useful when I travel to other countries soon. VSCO Cam – This is where I edit the majority of my photos. I haven’t regretted buying all the filters yet as they make my photos look better than they actually are. Pocket Photo – I own something like a Instax Share but it’s LG and this is the app that lets me connect to the photo printer. They have lots of cute frames and options to design the pictures before printing them out. Google Maps / Waze / MMDA – I use this so I won’t get lost and so I’ll know how the traffic is. Really helped me during the APEC week when I have no idea how I’ll be able to get home (fun fact: I didn’t get to go home.) GrabTaxi – For when I’m really desperate to reach a destination or lost. All rides I’ve booked through here are really pleasant though. BPI – Banking has never been easier. I get real time updates on how much is on my account and can easily transfer funds within seconds. Pocket Expense – Lets me track where my every single cent is going. Helped me save a lot of money and be more conscious on how I spend. Monthly Cycles – The only one of its kind that has really cute UI, for me, anyways. Warns me when Aunt Flo will visit a few days in advance and lets me notes my moods, etc. Duolingo – Lets me learn the basics of a language. I currently have it set up to ten minutes of French lessons every day. I love it! TwoDots/Peak/QuizUp/Trivia Crack – My favorite games as it helps stimulate my mind while playing. Fancy me a game on Quiz Up, will you? What apps are you most keen on using?
And just like that, half of the year is over and done with. Time flies whether you’re having fun or not, true story. But I’m glad to report that the first half of 2017 was amazing to me. The past few years of my life has been incredible, actually – or maybe that’s because my teenage angst phase was over? Anywho, let’s not jinx it. Lol. I was actually planning to make this post to just talk about my 2018 goals and where I am but I do that every year-end anyway. I decided to add a bit more twist about this mid-year reflection post. I will be doing two sections for this post: things I have accomplished in the first half of the year, and things I haven’t accomplished and probably won’t accomplish at all this year. Things I Have Accomplished I got over my fear of water during our Puerto Galera trip. Not totally, but like 70%. I still won’t cannon ball into the ocean but I was able to float and swim in a who-knows-how-deep sea. I was also able to swim fearlessly in an 8-feet deep pool for hours– which is 3 feet higher than me!
I’ve joined Arianne’s productivity course and budgeting basics for creative people course. Both have been so eye-opening to me. In the past few weeks, I’ve reevaluated my plans for the next months and learned to reprioritize my life plans. It’s a big help and I encourage you guys to try it. It’s FREE!
I’ve finally decided which company to sign an investment and insurance plan with. I’ve been planning to do this since last year so I dedicated a weekend to listen to proposals and really dig through the entire thing. I’m planning to officially sign on August, for personal reasons.
I’m starting to lose some weight. For the past month, I’ve been regularly exercising which is a big deal because prior to that, I was only able to do it for two weeks straight, LOL. I’m loving Hip Hop Abs by Shaun T. It’s a 30-60 exercise videos for 6x a week. It doesn’t even feel like you’re exercising but you’ll be drenched in sweat. Still works even if you don’t diet!
I was able to create travel videos. I’ve done two for this year and still have a few pending. I love playing around with movie maker and I would probably put my hands on more advanced video editing software soon.
Starting to learn more about web development. I’m planning to start making WordPress and Blogger themes. In the meantime, I’m learning a lot about Bootstrap. I’m thinking that if we used this on our college thesis, we would’ve finished it in half time. Haha!
Things I Haven’t Accomplished and Probably Won’t Accomplish at All This Year I haven’t started to learn how to drive and I probably won’t this year. With rainy season coming in, my paranoia that
I’ll hit someone increase tenfold. I’ll probably push this to next year’s plan.
I won’t visit all the places I’ve listed in my 2016 travel plans. And that’s okay. At a few points in this year, I’ve thought that I have to visit as many places as I can. I realized that this is not a race and that even if I don’t visit a new place in months, then it’s okay. There are plenty of time to do it. No need to feel pressured to travel.
I won’t reach my target social media numbering. At the start of the year, I had numbers I want to reach, but I probably won’t reach by December 31, 2016. I don’t mind. I’ve made so many friends from all over the world in the past few months and I am beyond happy and grateful for them.
I’ll fail on spending less time on the internet and read more books instead. I stopped listening to all those people saying that people who are always on the internet has no life. Uh, no. I love being in the internet. I love being connected to people. I love blogging. I love having the option to do some sidelines if I want to.
I haven’t learn a new language. I was actually planning to learn some French or Italian, but it’s just not a priority right now. I’m moving this to the year that I’ll visit Europe!
I won’t figure my life out at 20. Or 21, 22, 23, etc. And that’s great! Life is all about learning new things about yourself. It’s okay to have doubts and second thoughts. There are plenty of paths ahead and I’d like to see where my feet would take me.
Most of the things on my Things I Haven’t Accomplished and Probably Won’t Accomplish at All This Year list are actually on my 2016 goals. I’ve been listening to Arianne talk about how to actually finish all your goals and I’ve learned that just listing and compiling a long list of goals that you probably won’t be able to finish is just stressful.
You’ll try to finish all the things at once and you probably won’t be able to do it. Or you will, but the results will just be ‘okay’ or ‘mediocre’, at best. My point is, it’s okay not to achieve everything in your list and to stop stressing about it. In the last few weeks, I have outlined the things that I really want to accomplish this year and I ticked off things that are not that important and urgent. So yes, I would 100% not accomplish all the things I said I would last January 1 and that’s okay. Many changes happen in a span of six months. My priorities changed. My interests changed. And, I shouldn’t feel bad for not finishing all the things I said I would when it’s no longer a priority for me. I don’t feel bad about it. So, yea, I guess that’s it. If you feel like sharing your mid-year status with me, I’d love to hear your thoughts. How’s your goals going?
It’s been a little over a month since my last blog post entry and I swear, I’m not in a ditch somewhere as proof of this post. As I’m typing this, it’s 6:18 AM on a Sunday and I’m in bed, thinking about things. I’m thinking about the plans I have with my family later. I’m especially thinking about eating at Frankie’s when we’re in SM Aura because, I swear, they have the best chicken wings ever. Ever. I’ve been suddenly out of the blogging world for a whole month and that’s crazy for me. I had a calendar all set up on what my posts would be then suddenly, I had no time and motivation to work on my blog. Like, poof, it’s gone. Which is ironic since I’m winning contests and being recommended in my work lately because of my ~writing skills~ and my colleagues always bring out that it’s because I’m a blogger, LOL. I’m still not in the usual mood I am when writing out blog posts but I’m forcing this one out to get the groove moving again. And I also missed reading other people’s blog like crazy. So what kept me occupied while I was out in the real world? Let me count thy ways. My Korean VISA has been approved! This has been a source of stress for me lately, and I’ve been trying real hard not to get my hopes up for my October trip in case my VISA gets denied. But… it’s done! I’m sure to go to Seoul this Autumn! Irish and I got our VISA now; I’m hopeful for the rest of my travel buddies. Pokémon Go has me going loco. In which all the weekends since Pokémon Go has been released in the Philippines, I at least spend one of those days out to catch Pokémon. No kidding. I’m actually going out again today, lol. I’ve been poke-hunting with my brothers, aunts, AND uncles. My brother even agreed to be included in Ayala Malls’ promotional video about the Pokemon Go craze. He’s loco, as well. And I deny being related to him. Hah! Also, #TeamMystic! I’m in a reading frenzy; read over 50 books since July! When the reading bug bits me, it stays for a long while. I’m finishing 1-2 books A DAY for the last two months. It started by me just wanting to catch up on my Goodreads reading challenge of reading 100 books for a year, but now I can’t stop. Send help. I’m losing sleep like crazy. I’m waiting for my reading frenzy to slow down, so I can focus back on my blog. He he. P!ATD and The 1975 are amazingly insane live! I just attended my first music festival of the year: In the Mix! I have two things to scream about: Panic! At The Disco and The 1975. Brendon’s vocal range is so impressive, I want to cry. And the light works on the The 1975’s set is superb. It’s my third time to see them live, but I’ll never stop dancing along to their songs. I’ll make a blog post about this later. Hopefully. *crosses fingers* I’m launching a personal finance blog. This is something I’ve been wanting to do since forever. I finally decided on a name and I already have a few drafts up for its post. There’s a 80% chance I’ll do this under a pseudonym though. I’m excited for this project! Good thing tomorrow is a holiday. I have time to wrap it up and launch it.
Birthday & blog anniversary + giveaway coming right up! I don’t think I have mentioned it but I launched my blog on my 20th birthday. I can’t believe it’s almost a year and that I met so many wonderful people through my blog. As a small thanks, I’m hosting a small giveaway soon! By soon, hopefully, it meant before my actual birthday which is a little over a week away. Okay, it’s now 6:54 AM. Time to have breakfast. Hopefully I’ll be able to edit a featured photo and have this post up today. Ciao, darlings! What have you been up to lately?
It’s been more than two months since my last installment for this series and I’m here to rectify that. I found this tag through Corinth and the list of all the fun questions can be seen here. I like that the questions really makes me stop for a moment and think, and it also shows the brains, er thoughts, of me that’s not usually seen from my usual travel and personal posts. Except, maybe, you’ll get a hint of it from what I posts on twitter. Without further ado, here are the Q&As. 8. Have you ever blown your top? Why? A few times, before. I am not a very patient person and being a perfectionist doesn’t help at all! To be fair, I’ve only really blown my top at home (the only place you’ll hear me shouting, lol), and it’s been a really, really long time since the last one. I’ve blown up at my brothers/cousins when they’re being really annoying, irresponsible, or loud. I also consider it as blowing my top when I’m really quiet or painfully polite, which is what I do to people I’m not close to. I’m passive-aggressive. And sometimes I just use carefully constructed sentences to tell people off. I like using words as knifes sometimes. Hahaha!
9. How old would you be if you didn’t know how old you are? This depends on the day, tbh! Some days, I feel like I’m 18 when I’m just out travelling, going to concerts, or having fun. When I’m swamped with responsibilities and very haggard, I feel like I’m 25 or older. Right now, I’m okay with feeling like my age. But I’m also looking forward to being 22, just for the purpose of singing along to Taylor Swift’s 22 and using the lyrics as my status on all my social media accounts. 10. You’re having lunch with three people you respect and admire. They all start criticizing a close friend of yours, not knowing she is your friend. The criticism is distasteful and unjustified. What do you do? I’d call them out on their distasteful attitude. My mom always said I should learn to keep my mouth shut more so I won’t get into arguments, but I don’t feel right if I can at least inform people of their wrongdoings and not do it. Especially if it’s a close friend of mine! I’m overprotective of the people I care about, and if your attitude is uncalled for, I’ll let you know. But I’ll probably do it in a really polite way. Or in a passive-aggressive way. I don’t do shouting or cursing matches. It’s just not me.
11. If you could paint a picture of any scenery you’ve seen before, what would you paint? I would probably paint my family and I behind a 4×4 while driving along Paoay Sand Dunes while the sun is setting! It’s one of my fondest memories so far, and I love the place. I would definitely travel another 11 hours just to be there again.
12, In the case of prevention of overpopulation, should some people be prohibited from reproducing? Prohibited from reproducing at all? No, I don’t think so. BUT, at the very least, inform all people thoroughly about family planning. I’m actually pro-two-children policy. Especially for those living in the slums. Is that a harsh opinion? Yes, but I’ve seen really poor couples having at least five kids when they have no consistent source of salary. I see infants sleeping near train tracks and hiding under trees when it’s raining. I see kids drinking out the soup in instant cup noodles then refilling it with hot water just to get more out of it.
13. You discover that because of a mix-up at the hospital, your wonderful one-year-old child is not yours. Would you want to exchange the child to try to correct the mistake? YES. It sucks bigtime that a year was wasted with a one-year-old that I think would be totally adorable but still is not my kid. And your own kid was with someone else. But a year is nothing compared to the lifetime you can have with your own son/daughter. I’d probably also sue the hospital because that is just not cool. 14. Have you ever seen a person, an animal, or something else die? How did you feel about it? I’ve seen our puppy die because it was run-over by a truck that didn’t even bother stopping. I think I was around 7 at the time and I remember crying over my puppy. It’s really, really sad and he was only a few months old. His name was Brownie and it’s one of my earliest memory. I also saw my aunt slowly dying because of cancer. It’s really not something I want to experience ever again. To make this more fun and interactive, if you’re doing this tag on your blog as well, link me back or leave a comment below that you’re doing it and I’ll share your posts alongside my own questions. Kind of like some unofficial link-ups, lol. And so other people can read what another’s opinions on questions like these are. It’ll be fun! What would your answers be to the questions above?
I’m going to pull a Corinth and join this How To Really Know Someone tag since all the questions looks too interesting! And so you guys can get a glimpse into the inner workings on my mind. I hope you guys will be able to join this tag so I can look into your head, as well! I hope that doesn’t sound too creepy. You could also just leave your answer/s as a comment below.
1. How do you feel about birthdays? I used to be really excited about birthdays but now, not so much. I guess I got tired of just celebrating the year I get older – I don’t want to get older! I just want to stay in my twenties to mid-twenties. I’ll probably stop celebrating after 25! Or at least stop saying my age. Haha! 2. Do you believe in fate? Fate: the development of events beyond a person’s control, regarded as determined by a supernatural power. Fate confuses me. If everything’s already planned out, then why are we still second guessing ourselves if it’s already a given on what will happen next? I think we make our own fate with every word and action that we do. I like to think we have the option to change things with every single second. Or else I’ll go crazy knowing that I’m just following a plotted storyline. 3. What do you think when a band/artist “sells out”? It makes me sad to see bands/artists conform to what they think will generate more money or because it’s what they believe the people wants and not what they want. At the end of the day though, it’s still their band so they can do whatever we want. I don’t put much thought into it. If I am no longer into the band/artist because they changed, then there’s that. Nothing comes out of saying negative things about them. Let them work their art out. 4. What do you think of fans and fandoms? I’m a fangirl through and through. I go to concerts, buy their CDs, and even sometimes pay to get to meet the bands/artists. Through different fandoms, I was able to make friends online and in real life. My experience with the fandoms since ’11 were mostly great times so I think highly of them! However, there’s a fine line between being fans and stalkers, and I think this is being crossed nowadays. It’s funny how a fandom can now know what their idols have for lunch and the media is feeding this frenzy. There’s also this stigma nowadays that if we don’t know everything – and I mean, everything – about your idol, then that means you’re a fake fan. I hope these people stop giving the rest a bad name! Fans and fandoms now have this negative image of just being a really possessed and obsessed self-absorbed teenage white girl – which I think is also because the adults of this generation casting aside millennials’ everything. 5. Any specific personality traits you would like to see in your life partner? He should have enough patience for the two of us! Haha! Honesty, loyalty, and a good sense of humor are also really required. I also want a life partner who loves to travel or at least is adventurous enough to try different things. 6. Should parents be their child’s friends? Yes! No doubt. It’ll make a more comfortable and trusting relationship between the parents and their child. It might mean less secrecy while the child is growing up. However, I think the parents should still enforce that they are a parent and not just their child’s friends. I saw many kids growing up disrespectful to their parents as they only really treat their parents as a friend. 7. What do you think of doctor-assisted suicide? My aunt had cancer. We thought she’ll be able to make it but her last few months were terrible. She’d wake up every night screaming and crying for the pain to stop, begging for it to stop, begging to end it all just to make it stop. Nothing’s working and this cycle repeats again and again until the end. I am for euthanasia and yes, I am a Christian. Before other people start sprouting, “Only God has the power to take a life” blah blah, you have to consider the pain and suffering a person is undergoing though. It’s easy for us to say that doctor-assisted suicide is murder and not righteous but we are not the one under the circumstances on why they want to do it. Let them choose. Is it a surprise that I’ll be answering seven questions per post? Mm. Maybe not, haha. Join in on the fun! What would your answers be to the questions above?
Saving 100K has been one of my life goals for this year. I’ve always been good at saving up money – then spending it in one go… This year, I decided to forgo the spending part. I’m going to share with you some of the things I did that helped me save 100K. I actually debated posting this one but you guys reacted so positively on this post I made last month that’s about saving/earning more money. Note that this may not necessarily work for everyone due to various reasons: we have different salary, you live on your own, you’re still a student, etc. I also won’t be saying exactly how much I earn since that is against company policy. I will say that it is in the average salary of an IT fresh grad. I did start from PHP0 savings for this year and I started my job just last January 2018.
Here’s the steps I did to save PHP100k in less than a year. Some include just how much I save per step. Have a separate savings account from your payday account. This is important since it helps you see exactly how much you are being able to save. If you’re still a student, having a savings account still helps. Then, allot a certain percentage of your salary/allowance straight to your savings account every payday. Aim for at least 10%. I automatically transfer PHP2,500 every payday to my savings account. So, in a year, PHP2,500 x 2 x 12 months = PHP60,000! I’m halfway there with just this step alone! Live with your parents if you can. It’s very expensive to live alone. You have to pay for rent, electricity, water, food, etc. That would at least be PHP2,500 if you’re living somewhere near EDSA yet don’t mind a really small room. Then add the struggle of doing everything by yourself with no help whatsoever. I’m not promoting dependence here. I’m just saying, if you want to save as much as you can, hold off living on your own for now. If you do live with your parents, like I am, don’t forget to give back. Do your part of the household chores. Pay for at least the electricity bill or something. Don’t be a total slacker if you’re living with the ‘rents. Track your spending. It’s very easy to track your expenses nowadays with mobile apps. I personally recommend Pocket Expense app – even if you’ll only get the trial version. It’s so easy to say that a Starbucks frappucino per week is not a big deal. However, that adds up to PHP9600 per year! Crazy, right? If you’re using an expense app, you can easily see where your money is going and be more conscious on spending it. Tracking your spending will only take at most five minutes of your day. Don’t be lazy and try it. It works. It saves me from buying take-outs from McDonalds when I see how much I already spend for the day. In line with tracking your spending, set a budget. I use the Pocket Expense app since it lets me set a budget for each category. You can set up budget for your food, transportation, etc. on this app. Tip 3 and 4 goes hand in hand. You can see if you’re already nearing your budget using the app. You can also readjust your budget to fit your needs. For example, I set up a specific budget for food per month. If I overspend on the beginning of the month, I make it up by choosing cheaper food options as the 30th/31st of the month nears. I aim to never spend above my budget. Don’t be afraid to commute. You know how much everyday gas and tolls gates are? Too damn high, that’s what. Don’t be afraid to commute. You save $$$ and be able to take a quick nap when it’s traffic – read, every day. Avoid the cabs, as well. You don’t want to pay every minute for the traffic that you’re stuck in. And have you read all those horror stories about cabs in Facebook? Thanks, but no thanks. Bring packed lunch. No shame in that. I used to eat out every day at work. That’s at least PHP100 per lunch, PHP500 per week. I now bring packed lunch to work every MWF. That’s at least PHP14400 savings per year. Also, packed lunch is healthier than fast food. Packed lunch – 2, fast food – 0. Separate your wants from needs. If you’re really serious about saving money, you can do it. Let me put some of the wants that I stopped paying money for: Ditch the monthly mani-pedi. I used to do a mani-pedi-foot spa at least once a month. That’s worth Php500~ in Let’s Face it and PHP900 in Nail-a-holics. That’s almost PHP16,800 per year if I have a mani-pedi every two weeks. I learned to stop wasting money that way. Here’s a tip: do it yourself. You’ll also learn a skill on the way. Stop seeing every movie showing. You do know that you at least use PHP400 per movie, right? That includes the popcorn and transportation. On average, I used to watch two movies per month. I lessen that to one per month. I easily saved PHP4,800. I’m on my way to making myself watch only five-seven movies per year. Stop impulse shopping. Stop! Yes, that top may be cute but you probably have a few more items in your closet that you haven’t worn yet. What I do is I mentally take note of the items that I want to just impulsively buy then when the next weekend comes and I still want it, I might buy it. Most of the times, I already forgot all about it. Compute how much you earn per hour. This really won’t add up to your money but it’ll make you more conscious on how you spend it. Like, are you really willing to work 20+ hours for a dress you will wear for one time? Are you willing to fish out 4 hours of working hard to eat that lunch? Do some part-time online jobs. There are so many available online jobs! I figure I’ll just make a separate post about it in the future. For now, let me just say that you can earn so much doing online jobs. It could be doing surveys, testing out a website, do some translating, etc. I’ve transcribed an hour long audio for $25 each at Freelancer. Don’t be afraid to research about online jobs. There’s always something for everyone. Invest your money. I haven’t actually invested my money, per say. But, I did a lot of research this year and I might start investing next year. I’m actually meeting with aunt tomorrow to learn about an investment plan in another company. In investing your money, it’ll earn around 10%, unlike the less than 1% increase it’ll have if you just leave it in the bank. This way, you’ll have your savings and your money will grow along the ridiculous inflation rate of everything in the market. Bonus tip: I know it’s that time of the year where we’ll have our 13th month and Christmas bonuses. Please try not to spend all of it. I put all of mine straight into my savings account and try to forget about it. Sure, it feels nice to finally afford the new iPhone or whatever, but do you really want to start with zero savings for 2016? I don’t think so. Spend some, and save some. Your 2016 self will thank you, I promise. Also, while it is good to save as much as you can, remember to pay yourself too for you hard work. Every month, I allot a special budget for myself to use to whatever I want to. Whether it’s for a movie, a book or concert ticket, it’s my choice. It’ll also make you feel less restricted with you already counting your every peso. Just don’t overindulge with your budget. If you have any money left from this, you have the option to place it back to your savings account or add it to this month’s budget or put it in your ‘wants’ jar. All the trips and concerts I’ve been to this year (and next year) are from my own pocket. It really just comes down to having discipline. Have fun!
What money-saving habits do you have? Have any more tips for me?